Forbes contributors publish independent expert analyses and insights. Host of the Retire Sooner podcast and CFP™ practitioner. A recent Barron’s article made the case for retirees being able to ...

The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...

Thanks to higher equity valuations and lower bond yields, capital markets assumptions for the major asset classes have come down a little bit, so the safe withdrawal is lower this year. In our base ...

The headline safe withdrawal rate from Morningstar’s 2024 retirement income research was dispiriting: We pegged 3.7% as a baseline safe starting withdrawal percentage for people who are just embarking ...

During your working years, the size and your frequency of your paychecks is largely determined by your employer. But once you hit retirement, the responsibility of paying you falls to … well, you.

Need $1,000 to cover an unexpected expense? Starting this year, you may be able to withdraw the money from your 401(k) with relative ease. New rules make it easier to tap your retirement account for ...

When individuals contribute to retirement accounts, they are often able to defer taxes on those contributions and the investment gains they earn over time. However, when the time comes to withdraw ...