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If you have no credit or need to rebuild credit after some credit missteps, credit builder apps may be worth considering. The best credit-building apps offer short-term loans and alternative data ...

Tom Blake is a full-time finance writer and blogger who specializes in covering the banking industry, side hustles and ways to make and save more money. His work has been featured in publications like ...

・The best credit builder apps report to all three major credit bureaus (Experian, Equifax, and TransUnion). ・Most offer credit-builder loans reward consistent, on-time payments. ・The best 2026 options ...