Hanneh Bareham is a personal finance writer and Certified Financial Education Instructor (CFEI). Although she has six years of experience covering multiple forms of consumer lending, her expertise is ...

About 70% of college students rely on loans to finance their education, according to the Urban Institute. And while federal student loans offer lower rates and more hardship relief options, they're ...

Parents can choose between federal Parent PLUS loans and private parent student loans offered by banks, credit unions and online lenders. New caps on Parent PLUS Loans starting July 1, 2026, may send ...

Student loan refinance rates have held continued to hold as the Fed has held interest rates steady. As of September 3, 2026, ...

Looking to refinance your student loan? Check out Money’s top picks for student loan refinance companies.

Refinancing your student loans with a private lender can lower your costs and get you out of debt more quickly, but it comes with serious downsides if you have federal loans. With the best lenders, ...