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Debit cards pull funds directly from your bank account when making purchases or withdrawing cash. Setting up a PIN and monitoring account balances via mobile apps helps avoid overspending and fees.

Debit cards feel safe and familiar, but using them as your primary spending tool quietly shifts risk from banks onto you. Codie Sanchez has built a following by arguing that everyday money habits ...

Sometime around 2007, Marc Fusaro, then a professor at East Carolina University, sat in a friend’s kitchen and explained that he was researching the methods people use to rein in their credit-card ...