Unlike credit cards, charge cards don’t have a pre-set limit. But that doesn’t mean you have unlimited spending power. Many or all of the products on this page are from partners who compensate us when ...

Pending charges on credit cards are charges that have been authorized by your credit card issuer but have not been completely processed by the merchant. Some pending transactions act as temporary ...

If you believe there is an erroneous or fraudulent charge on your credit card, you have the right to dispute the charge and potentially have it removed from your statement. The Fair Credit Billing Act ...

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Recurring charges to your credit card can add up quickly, even if they’re small amounts. Sometimes known as gray charges, these show up on your statement monthly, biannually or annually, often as a ...

A charge-off is a debt that has gone unpaid for a sufficient amount of time and is deemed uncollectible by the creditor. Charge-offs do not erase your debt, and you are still responsible for paying it ...

Picture this: You take your car to a shop for routine work, only to discover they’ve added repairs you didn’t agree to – and then refuse to fix the damage they caused or issue a full refund.

Shoppers already are spotting some cunning push back from credit issuers now that regulators want to cap late fees at $8. Watch out for higher interest rates and new oddball fees on some cards, ...

Business credit cards can help you manage cash flow, earn rewards and build business credit history. Many, or all, of the products featured on this page are from our advertising partners who ...

Charge card vs. credit card: What’s the difference? Photo of two hands holding a credit card with each photographed with a teal background. Charge cards and credit cards are both forms of cashless ...