Debit cards rely on checking accounts, while you can make online purchases with your checking account even if you do not provide your debit card. Here’s how they compare. What is the Relationship ...

Debit cards pull funds directly from your bank account when making purchases or withdrawing cash. Setting up a PIN and monitoring account balances via mobile apps helps avoid overspending and fees.

But when hidden overdraft fees and the like were made illegal, and bank fees started becoming increasingly salient and obvious, the search for a checking-account replacement began. And there are two ...