Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Health insurance can be costly. First, you pay premiums for coverage for medical care and prescription medication. Then you often face out-of-pocket costs when you access care. These expenses may ...

Robert Hays, an industrial electronics salesman in Arkansas, thought he’d purchased conventional medical insurance. So did Essie Nath, 67, a retired cafeteria worker in Wyoming. So did Martin Liz, 47, ...

The debate between Medicare for All and Medicare by Choice advocates, both of whom seek better affordability, is shaping up ...

Forbes contributors publish independent expert analyses and insights. Michael L. Millenson writes about healthcare as a skeptical optimist. To understand why access to affordable health insurance has ...

The first step to picking the best health insurance plan is to compare the coverage. To pick the right amount of coverage, think about what kind of medical care you might need and how much you can ...