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Chidinma Iwu is a Journalist and Content Specialist who covers the intersection of culture, tech, and finance. Her articles can be found in Shondaland, Paste, The daily dot, the Daily Mail, The ...

Discover how credit cards function, enhance your credit score, and earn rewards. Learn effective strategies for optimal ...

If you're eyeing a 0% intro APR credit card to avoid paying interest, you're probably wondering what it takes to qualify -- and how to actually get the deal you're expecting. Whether you're planning a ...