Forbes contributors publish independent expert analyses and insights. Jim Osman is a finance expert with over 30 years of experience. Credit Cracks Are Spreading: Rising Delinquencies And Recession ...

The average VantageScore credit score increased in June 2026 as consumer credit remained generally healthy, according to the latest edition of CreditGauge™ from VantageScore. Serious delinquencies ...

A strong labor market currently provides households with lots of jobs and rising wages that make it easier to pay off their debt, even as households are borrowing more money, especially on credit ...

The amount of money Bank of America sets aside in case of potentially bad loans remained relatively unchanged from the first quarter. Bank of America said its companywide provision for credit losses ...

Massive cuts by the Trump administration have seriously diminished the Consumer Financial Protection Bureau's (CFPB) oversight of credit bureaus, according to a new ProPublica report. Launched in the ...

A combination of inflation and climbing interest rates seems to be stretching consumers' balance sheets, but it's not clear yet whether they're getting to a breaking point. Newly released data from ...

Credit card balances fell in May despite strong retail sales, signaling mixed consumer trends that could shape retail CRE ...

In personal business lending, four of the "Big Six" banks achieved double-digit growth. CCB again recorded the fastest growth ...

Nigeria’s consumer credit declined for the first time in six years, falling by 19.89 per cent to N3.78tn in 2025 from N4.72tn a year earlier, as elevated interest rates dampened household borrowing, ...