Credit card debt doesn't just disappear, but after a certain point, your creditors may be forced to write it off.

Both credit card charge-offs and debt settlement can harm your credit, but one gives you a chance to recover faster.

Americans now hold a record $1.21 trillion in credit card debt, but some consumers could have their bills cut in half.

Debt collector calls can be very stressful, overwhelming and even intimidating. InvestigateTV examines what rights consumers ...

Many consumers believe that unpaid credit card debt disappears after seven years, but that's not entirely true, and while ...

Credit card debt forgiveness: Is it possible? Quick to go up, painfully difficult to bring down. Sound familiar? Most U.S. adults have credit card debt, and if you’re struggling to pay yours off or ...

Credit card minimum payments are set very low (that’s why it ... According to Experian, medical providers and debt collection agencies may discount your balance by 20% to 70% if you can pay a lump sum ...

Understanding the minimum thresholds for debt lawsuits can help you navigate collections and protect your finances.

Using a tax refund to pay down high-interest credit card debt can save you money and improve your credit. Making a plan for all of your cash windfalls, including tax refunds, can help you maximize ...

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...

A federal rule restricting the debt’s inclusion has been canceled. Now, the consumer bureau is trying to overturn state ...