Credit card fraud is the most common form of identity theft, according to the Federal Trade Commission (FTC). The four major credit card networks — Visa, Mastercard, American Express and Discover — ...

A law that takes effect in January will allow Texas merchants to ask for photo identification for credit and debit card purchases – and turn down transactions if a buyer won’t show it. The aim of the ...

With AI technology, payment fraud and fraud prevention have become more complex and sophisticated. Both financial data owners and businesses that accept illegal payments are directly affected by ...

Discover how credit card validation codes work and protect against fraud. Learn about their placement, security role, and examples to secure online transactions.

As more people turn to digital banking and online transactions, scams are becoming more advanced and harder to spot. That is why Honolulu Federal Credit Union (HOCU) joined us on Living808 to share ...

As we navigate through 2025, high-risk merchants face a rapidly evolving fraud landscape. From AI-driven scams to rising chargeback rates, the challenges are growing more complex and costly. In 2024 ...

Credit card payments accounted for 40 percent of in-store retail sales in 2024. This dominance reflects a fundamental shift in consumer payment preferences. Digital wallet usage continues to expand ...

While many credit cards no longer require a signature on the back, it’s still a good practice to sign yours in case a merchant requests it. Many cardholders opt for writing “See ID” instead of a ...