Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

The idea of “credit counseling” tends to evoke negative emotions and stress. After all, if you’re receiving counseling about your finances, you might think that the fewer people who know about it, the ...

Credit counselors reported a significant surge in demand for financial counseling services so far this year, warning that the trend signals an increase in financial distress among U.S. consumers.

After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.

Even if credit card interest isn't capped, cardholders have more power than they think, consumer advocates say.

Americans now owe nearly $5 trillion in non-housing debt, according to the Federal Reserve Bank of New York, a sum that’s increased more than 60% over the past decade. As our debt has grown, so has ...

Credit Counseling of Arkansas helps individuals and families manage debt, reduce stress, and regain financial stability ...

The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

No sooner had I read the latest statistics on consumer debt in the U.S. (also known as household debt, credit card and other unsecured debt) than a message washed up on my desk echoing the same matter ...

Credit counseling could be a viable option if you're struggling to repay your debt. Debt management plans, bankruptcy counseling, student loan counseling and housing counseling are all popular credit ...