This article is authored by Amit Das, founder & CEO and Suryadip Ghoshal, co-founder & chief analytics officer, Think360.ai.
In much of the West, access to credit is taken for granted. Banks rely on long credit histories, stable wages, and government datasets to determine who qualifies for loans. But for billions of people ...
Last week, the Consumer Financial Protection Bureau (CFPB or Bureau) released its latest Supervisory Highlights report, focusing on the use of advanced technologies in credit scoring models. This ...
The FHFA announcement directs Fannie Mae and Freddie Mac to permit lenders to choose between two approved credit score models – Classic FICO and VantageScore 4.0 – for loans sold to Fannie Mae and ...
The small-business lending landscape is dramatically shifting in 2025, with artificial intelligence reshaping how entrepreneurs access capital. Traditional credit scores are giving way to dynamic ...
AI systems built to assess creditworthiness are trained on data that implicitly accepts past discriminatory lending decisions as legitimate signals about borrowers today, writes Deon Crasto, of ...
Dublin, Jan. 05, 2026 (GLOBE NEWSWIRE) -- The "Germany Alternative Lending Market Size & Forecast by Value and Volume Across 100+ KPIs by Type of Lending, End-User Segments, Loan Purpose, Finance ...
For decades, banks controlled consumer credit. They decided who got approved, at what rate, and on what terms. But in 2025, banks are no longer the first option. Private credit, once a fringe asset ...
The GENIUS Act’s framework linking stablecoins to the U.S. dollar system creates a pivotal moment for community financial institutions attempting to navigate digital currency adoption without ...
Digitalisation is gaining traction across agriculture and allied sectors, including fisheries and dairy, creating new ...
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