A Technologist? Really? When asked what they want to be when they grow up, most kids will answer: police officer, actor, astronaut, vet. But not Zilch co-founder Philip Belamant. Even back then, he ...
Consumers who don’t have enough of a credit history can suffer from having “thin” credit scores and profiles, which can negatively affect their chances of getting a loan, mortgage, credit card and ...
Credit-card debt is soaring, interest rates on balances have moved into the 30% range on many cards, and delinquencies and bankruptcies are rising. The statistics are grim as consumers fight to keep ...
Econostrum on MSN
Think your credit report has errors? A 609 letter might be the key
When errors show up on your credit report, it can feel like a setback to your financial progress. Negative marks can affect your ability to secure loans, get favorable interest rates, or even impact ...
Open Banking, AI, Data and the Three-Legged Problem Of Credit (Foreward by Timothy Li, CEO, LendAPI)
As someone deeply immersed in the intersection of finance, technology, and data, I have witnessed firsthand the transformative potential of innovation in reshaping the credit landscape. At Lend API, ...
Credit unions present themselves as the "good guys," non-profit member-run organizations incapable of engaging in predatory financial services. While this is true for many, my research has uncovered ...
Some taxpayers who bought electric vehicles in 2024 had trouble claiming the tax credits because of bad paperwork. Auto dealers group announced an IRS change that will enable dealers to fix EV tax ...
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