I have bought a AMD Phenom II x4 965 CPU, and in the next month or so I am gonna get a ASUS M4A87TD EVO AM3 AMD 870 motherboard to put it into (along with some other "stuff" of course). I looked at ...
Personally, I don't see why they're more risky. However, its still the BIOS, and its still a very expensive piece of equipment you're dealing with. Go the safest/most assured route, make a boot disk.
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