When credit card debt feels unmanageable, some borrowers look for ways to change the terms — but is that possible?

Not all credit card APRs are created equal. Here's how to spot a good card rate now that the new year is upon us.

For example, the Prime Rate is currently 6.75%. There’s nothing preventing a card issuer from tweaking a new customer offer ...

Learn what credit card debt is, its impact on your credit score, and strategies to manage it effectively. Improve financial decisions with our expert insights.

Consolidate credit card and other high-interest debt.

Elevated interest rates and high living costs continue to strain retiree budgets as we head into 2026. A recent AARP study ...

The average U.S. household now carries over $105,000 in debt. See how your balances compare, and what options can help.

High-interest loans keep borrowers stuck; the avalanche strategy offers a practical, interest-saving exit path.

Rising student loan and credit card debt are reshaping homeownership for younger Americans, creating new challenges and ...

Credit card debt is the most common type of debt carried by older adults. High-interest debt means spending more of your ...

Even if the Fed is moving too slowly to significantly help borrowers, people carrying high-interest credit-card or auto debt ...

Pay down holiday balances faster with the best 0% intro APR credit cards. Compare top balance transfer picks and start 2026 ...