Discover what "new balance" means on credit card statements and how it works. Learn why it is essential for managing your financial health effectively.

For example, the Prime Rate is currently 6.75%. There’s nothing preventing a card issuer from tweaking a new customer offer ...

As credit card debt continues to mount across the U.S., one generation in particular is far less likely to be paying accrued ...

Caleb Hammer breaks down a viewer's credit card statement, highlighting a scary $80 interest charge! They discuss avoiding ...

Learn how minimum finance charges work, when they're applied, and what they mean for your credit card balance. Understand tips to avoid unnecessary fees.

The “interest-free period” is not a flat promise for everyone. It depends on your billing cycle timing, whether you paid the ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. There’s a reason credit cards tend to get a bad rap.

A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...

A credit card allows you to borrow money to buy things. That can come with costs (interest and fees) and benefits (rewards, credit-building). Many or all of the products on this page are from partners ...