A low credit limit requires discipline if you want to keep your utilization low and have a healthy credit score.

Planning ahead for your credit cards can spare your loved ones stress. Here's what really happens to your accounts after you ...

Whether you're spending big or planning ahead, these three credit cards are built for 0% intro APR, high limits, and huge ...

For the new year, I’m determined to make the most of my credit cards, points, and miles to ensure I fully maximize my loyalty ...

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

Experts say slower debt growth and lower rates could give consumers new opportunities to pay down balances and save money.

With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...

A simple decision that can quietly push up your utilisation ratio, shorten your credit history, and shave points off your ...

Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news at the intersection of tech, personal finance and consumer sentiment. Dashia investigates economic ...

One of the most underestimated consequences of closing a credit card is its impact on credit age. Credit bureaus track how ...

In most cases, business credit card rewards aren’t taxable. The IRS generally treats rewards earned through spending as rebates, not income, meaning the cashback, points, or miles you earn from ...

I wanted my family of five to travel more, so I created budgeting strategies to take more vacations. I know when to splurge and when to save.