Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not be the best choice for you.

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Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Transferring your balance to a 0% card is one option; another is to cut expenses and increase income. Many or all of the products on this page are from partners who compensate us when you click to or ...