When we talk about financial independence, we often picture retirement: leaving the workforce, traveling more, and finally having the time to do what we want. But financial independence isn’t only ...

“The person I am is not good enough,” says Paulette Perhach at the start of our conversation. “What I know is not good enough. What I’m doing isn’t good enough and I just keep face planting.” Perhach, ...

Financial advisers have long urged their clients to build up a robust emergency fund just in case. And yet it wasn't until the onset of COVID-19 as the economy came to a screeching halt that many came ...

Last month, Paulette Perhach’s essay “A Story of a Fuck Off Fund” at the Billfold, which explored the ways not having any savings can keep us trapped in bad jobs and relationships, while having said ...

Writer Paulette Perhach had just broken up with her boyfriend, and she wasn’t exactly the picture of financial security. “I had a little over $100 to my name, I owed my mom $1200, I owed my boyfriend ...

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