As a CFP professional, I've seen firsthand how the right investment strategy can pave the way to financial security. One such strategy that consistently stands out is the Roth IRA. This retirement ...

There's a reason savers of all ages can't stop talking about the Roth IRA (individual retirement account). It's bursting with exclusive benefits that you can enjoy during every stage of your life ...

A Roth individual retirement account (IRA) can be a helpful tool for retirement planning. These tax-advantaged accounts offer ...

Retirement might seem like a lifetime away, but now is the time to start saving. There are several different types of retirement savings plans to choose from, but opening a Roth IRA can pay off. A ...

It might seem counter intuitive to decide to pay MORE taxes now, rather than defer them, but in some cases, that can be a smart, tax-efficient strategy. Have I piqued your curiosity? I want to ...

Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your ...

Roth IRAs are tax-free. Traditional IRAs are tax-deferred. Understanding the ramifications of tax-free versus tax-deferred in your retirement plan is a major factor in why Roth IRAs are often superior ...

Roth IRAs offer tax-free gains and withdrawals. They also don't force you to take RMDs. There are certain reasons why a Roth IRA may not benefit you now or in the future you should know about. It's ...

This Redditor is trying to understand the importance of the backdoor Roth account. They don’t quite understand how two things about Traditional IRAs and backdoor Roth accounts can be true. There is ...

Do funds in a Roth IRA get the benefit of a stepped-up basis for my heirs when I die? No, the cost basis of the assets held within your IRA will not step up or reset to their current market value when ...