You can contribute to two retirement accounts—but know the rules Fact checked by Michael Sacchitello If you are currently working and contributing to your employer’s retirement plan, you are able to ...

Contributions to a Roth IRA can be withdrawn penalty-free to open a 529 plan. 529 plans allow contributions to grow tax-free and provide tax-free distributions for qualified education expenses.

The 529 plan must be open for at least 15 years. You cannot convert 529 contributions made within the past five years (or the ...

PHOENIX — Reaching your retirement goals is possible despite the bipolar nature of today’s economy, and Roth conversion can be a major factor in securing that reality. This form of asset consolidation ...

With a traditional IRA, you can only leave your money untouched for so long, since you're forced to take required minimum distributions (RMDs) at age 73 or 75, depending on your year of birth. With a ...

For many of us, retirement may seem far away. However, if you ask people who have already retired, many of them will tell you just how fast it can creep up on you. That's why it's important to begin ...

There are some restrictions on Roth IRA accounts that might make it a bad choice for retirement. Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor ...

Although saving and investing for retirement looks different for everyone, the end goal is typically the same for most people: ensure you have enough saved to have as financially stress-free of a ...

Although Roth IRAs offer tax-free gains and withdrawals, losing the up-front tax break can be a harsh blow. It's also not ...