In the realm of personal finance, credit and debit cards are essential tools, yet they operate in fundamentally different ...

Brett Surbey is a corporate paralegal and writer based out of Alberta. His work has appeared in Publishers Weekly, Thrive Insider, and various academic journals. He lives with his wife and two ...

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The ...

Sophie Venz is a former Deputy Editor at Forbes Advisor. She is an experienced editor and features reporter, and has previously worked in the small business and start-up reporting space. Previously ...

Debit cards pull funds directly from your bank account when making purchases or withdrawing cash. Setting up a PIN and monitoring account balances via mobile apps helps avoid overspending and fees.

Corrections & Clarifications: An earlier version of this story misstated where Jared Gibson lives. He resides in Highland Park, Ill. Jared Gibson is a basketball fan, but he didn't attend the NBA ...