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If you are responsible with your purchasing habits, a credit card is much more useful and safer than a debit card. The right cash back credit card can earn you hundreds, or thousands of dollars a year ...

Debit cards pull funds directly from your bank account when making purchases or withdrawing cash. Setting up a PIN and monitoring account balances via mobile apps helps avoid overspending and fees.

The new card makes it easy to use a buy now, pay later plan, but you can get its paid features for free elsewhere. Evan Zimmer has been writing about finance for years. After graduating with a ...