Not all credit card APRs are created equal. Here's how to spot a good card rate now that the new year is upon us.

For example, the Prime Rate is currently 6.75%. There’s nothing preventing a card issuer from tweaking a new customer offer ...

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been ...

A good interest rate depends on your credit standing and willingness to research Credit cards are pictured in this stock image. Adam Gault/Getty Images — -- Finding a credit card can be just as ...

This is read by an automated voice. Please report any issues or inconsistencies here. The Federal Reserve cut its benchmark rate for the second time since September, but consumer relief could come ...

Credit card rates may not decrease for quite some time. Rates are likely to drop once the Fed lowers its benchmark interest rate, which may not happen for a while due to lingering inflation. There are ...

The Federal Reserve cut rates by a quarter point in October — the second cut of 2025. Another quarter-point cut is widely expected when the Fed meets next week, though chair Jerome Powell isn't ...

What's in your wallet? A credit card with interest rates that are far higher than any other major kind of loan. Why do credit cards have such high rates? The New York Federal Reserve looked into the ...

The average annual percentage rate on new credit-card offers has increased for four consecutive months, one expert notes "Banks hate risk and always try to avoid it," one expert said. The average APR ...

As he sought to recapture the White House in 2024, Donald Trump promised to "put a temporary cap on credit card interest rates at 10%." During his presidency, bipartisan lawmakers have introduced ...

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