When an unexpected financial crisis hits, an emergency fund is the ideal safety net to cover surprise expenses. However, an alternative—and sometimes the only option—for relief is your retirement ...

Workers may take hardship withdrawals from a 401(k) account if they have an “immediate and heavy financial need.” Hardship distributions are limited only to the amount necessary to fulfill the need ...

Many more individuals are now participating in 401(k) retirement plans than ever before. New regulations have made it easier for companies to offer 401(k) plans. The current regulations allow ...

When you spend your entire life working hard to save for retirement, the last thing you want is to watch that nest egg run ...

Taking a hardship withdrawal from your 401(k) is not a decision to make lightly. You know this. But your budget is stretched so thin it's fraying. As your options dwindle, you figure that your 401(k) ...

While it’s not a magic early retirement tool, this tax break may be an option for people who want to tap into their 401(k) ...