You can get a loan on a home you own outright by using your home’s equity as collateral. Most lenders let you borrow up to 80% of your home’s value (which, on a paid-off home, equals your equity).

Point accepts credit scores starting at 500. Unlock accepts scores starting at 500 for single-family homes and townhomes used as primary residences; its minimum is 550 for condos, two-to-four-unit ...

Wondering how to get equity from your home without refinancing? Discover the cheapest ways to get equity out of your house without getting a new mortgage. Mortgage rates fell after five weeks of ...

The HELOC process works like a mortgage, with quotes, paperwork, an appraisal, and closing. Most HELOCs take a few weeks from application to funding, depending on the lender and the appraisal. Most ...

No monthly payments or interest charges. Nada accepts credit scores as low as 500. Nada allows primary homes, second homes, and investment properties in eligible states. Nada’s payoff can rise if the ...

Magnolia Bank is a nationwide mortgage lender known for its wide range of loan options, competitive rates, and personal customer support. Founded in Kentucky more than a century ago, Magnolia has ...

Home prices are expected to stay largely stable in 2026, with only modest regional changes. Housing inventory will likely improve modestly, giving buyers more options but not fully solving ...

When you’re buying a newly constructed home or having one built from scratch, you have different financing options. You can get a mortgage loan from a lender of your choice. Or, you can opt for the ...

Own Up lets borrowers compare multiple lenders in one place. Own Up can show personalized offers without a Social Security number up front. Own Up says it uses a soft credit check early in the process ...

The Federal Reserve raised the federal funds rate by 0.25%, to a target range of 3.75%–4.00% — its first hike since 2023 Mortgage rates are near 7.19% for a 30-year fixed, according to Mortgage News ...

Will mortgage rates rise after the Fed meets? The Federal Reserve’s Open Market Committee next meets on March 17 and 18. Will the meeting result in a rate cut? Or will the committee keep rates steady ...

The range of interest rates narrowed and trended downward in 2025. Home price growth slowed and even regressed in certain places. The supply of for-sale homes continued to rebound, surpassing 1 ...