When it comes to building a strong financial future, there’s no shortage of advice out there, but knowing which advice to follow can be quite a challenge. For federal employees and retirees, financial ...

FEDLIFE Podcast The FedLife Podcast is your in-depth, biweekly deep dive into the world of federal benefits and retirement planning. Hosted by federal benefits expert Ed Zurndorfer and Dan Sipe of ...

Now, you may be thinking something along the lines of, “Katelyn, if you’re saying that tax rates are and will remain historically low indefinitely, why should I bother converting assets over from ...

Where you live in retirement can impact your retirement income because different states tax the “three legs” of FERS, and CSRS, differently. States taxes are different story. Most states do not tax ...

January 1, 1952 – December 31, 1959 73 Separated April 1 of the year after participant is both separated and at least 73 Effective January 1, 2024, only a TSP participant’s traditional TSP account ...

As Turkey Day closes in, it’s hard to believe that 2025 is less than two months away! As we look ahead to 2025, one of the most important updates for federal government retirees who are age 65 and ...

The Cost-of-Living Adjustment (COLA) is a yearly increase to federal retirement benefits, designed to keep up with inflation. For retirees, it’s a key factor in how well your income holds up over time ...

Unfortunately, over the years there have been married federal employees who died while in federal service or after they have retired from federal service. This column discusses the tax rules affecting ...

For many federal retirees, the Income-Related Monthly Adjustment Amount (IRMAA) comes as an unexpected layer of healthcare costs. While Medicare is often thought of as a uniform benefit, IRMAA ...

Many retirees are not aware that Social Security monthly disability and retirement benefits are potentially federal and (in some states) state taxable. Social Security beneficiaries who receive ...

This is the first of four FEDZONE columns discussing the withdrawal options that are available to separated Thrift Savings Plan (TSP) participants. In these columns, a “separated” TSP participant ...

Section 530A “Trump” accounts have generated significant interest among parents seeking to understand how the new account structure may fit into broader savings strategies for their children. As with ...