Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings.

Tomo Mortgage is a direct online mortgage lender founded in 2020. The company focuses on simplifying the home loan process through automation, transparent pricing and a digital-first experience. Tomo ...

Patrice Yursik is a writer and editor based in Chicago. She specializes in covering beauty, hair, makeup, pop culture, travel, food, and drinks. Right between breakfast and somewhere before happy hour ...