Editor's Note: APYs listed in this article are up-to-date as of the time of publication but may fluctuate as the Fed rate changes. CNBC will update as changes are made public. Thinking about where to ...

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Additional reporting today from: Carly Berlin, Nina Keck, Abagael Giles, Nathaniel Wilson, and the New England News Collaborative.Want even more Vermont news? Sign up for The Frequency newsletter ...