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For Medicare to cover care in a skilled nursing facility, a person must first have 3 consecutive days of in-patient hospital care. Learn more.

Road hazard damage. Coverage for damage caused by potholes or other unexpected road conditions. Collision coverage typically requires you to pay a deductible before your insurance kicks in.

Dwelling protection: This portion protects the actual structure of the home. If a tree falls on the roof, for example, or a vandal breaks your glass door, you can submit a claim to have your insurance ...