When it comes to building a strong financial future, there’s no shortage of advice out there, but knowing which advice to follow can be quite a challenge. For federal employees and retirees, financial ...

Medicare Part D prescription drug coverage started in 2006, more than 40 years after Congress created health coverage for Americans age 65 and older through the Medicare program. The Medicare Part D ...

For many federal retirees, the Income-Related Monthly Adjustment Amount (IRMAA) comes as an unexpected layer of healthcare costs. While Medicare is often thought of as a uniform benefit, IRMAA ...

Now, you may be thinking something along the lines of, “Katelyn, if you’re saying that tax rates are and will remain historically low indefinitely, why should I bother converting assets over from ...

Section 530A “Trump” accounts have generated significant interest among parents seeking to understand how the new account structure may fit into broader savings strategies for their children. As with ...

On June 3, 2026, President Trump signed Executive Order 14410, titled “Implementing Schedule Policy/Career in the Excepted Service,” formally moving thousands of federal positions into a new personnel ...

Over the past 20 years, many Americans including federal employees have been staying on the job longer. Workers aged 75 and over are expected to have the largest growth in labor force participation of ...

Many federal employees treat the Federal Employees’ Group Life Insurance (FEGLI) program as a “set it and forget it” benefit. Early in your career, that approach works because premiums stay relatively ...

Through the years, individuals have contributed to the different types of Individual Retirement Arrangements (IRAs). These different types of IRAs include deductible and nondeductible traditional IRAs ...

A recent FEDZONE column (“TSP Announces Start of Roth TSP In-Plan Conversions”) presented an overview of the newest Thrift Savings Plan (TSP) option. Starting January 28, 2026, traditional TSP ...

Join Dan and Ed as they break down the Medicare Open Enrollment (Annual Election) Period and what federal retirees need to know when choosing or changing coverage. This episode explains the ...

When agencies reorganize or cut positions, the Office of Personnel Management (OPM) reduction in force (RIF) rules determine who stays and who moves. These rules can feel complex, but they follow a ...