When it comes to building a strong financial future, there’s no shortage of advice out there, but knowing which advice to follow can be quite a challenge. For federal employees and retirees, financial ...

FEDLIFE Podcast The FedLife Podcast is your in-depth, biweekly deep dive into the world of federal benefits and retirement planning. Hosted by federal benefits expert Ed Zurndorfer and Dan Sipe of ...

January 1, 1952 – December 31, 1959 73 Separated April 1 of the year after participant is both separated and at least 73 Effective January 1, 2024, only a TSP participant’s traditional TSP account ...

Now, you may be thinking something along the lines of, “Katelyn, if you’re saying that tax rates are and will remain historically low indefinitely, why should I bother converting assets over from ...

Where you live in retirement can impact your retirement income because different states tax the “three legs” of FERS, and CSRS, differently. States taxes are different story. Most states do not tax ...

As Turkey Day closes in, it’s hard to believe that 2025 is less than two months away! As we look ahead to 2025, one of the most important updates for federal government retirees who are age 65 and ...

For many federal retirees, the Income-Related Monthly Adjustment Amount (IRMAA) comes as an unexpected layer of healthcare costs. While Medicare is often thought of as a uniform benefit, IRMAA ...

Unfortunately, over the years there have been married federal employees who died while in federal service or after they have retired from federal service. This column discusses the tax rules affecting ...

Many retirees are not aware that Social Security monthly disability and retirement benefits are potentially federal and (in some states) state taxable. Social Security beneficiaries who receive ...

The Cost-of-Living Adjustment (COLA) is a yearly increase to federal retirement benefits, designed to keep up with inflation. For retirees, it’s a key factor in how well your income holds up over time ...

This column reviews three important required minimum distribution (RMD) rulings with regard to the naming of a surviving spouse as the beneficiary of the deceased spouse’s traditional IRA. These three ...

During Medicare’s Open Enrollment (Annual Election) Period, those individuals enrolled in Medicare (Medicare “beneficiaries”) can change their coverage. Changing their coverage includes switching ...