England have dropped Marcus Smith for Sunday's Six Nations clash against Italy at Twickenham with Elliot Daly replacing him as coach Steve Borthwick makes three changes to the line-up that began the narrow victory over Scotland.

England coach Steve Borthwick insists Marcus Smith can remain a "game-changer" despite dropping him to the bench for Sunday's Six Nations clash against Italy at Twickenham. He's a game-changer.

Head coach Steve Borthwick has named his 23-man England squad to take on Italy in the fourth round of the Six Nations Championship.

The BoE’s Prudential Regulation Authority said on Wednesday it would lift the limit for the UK retail deposits a bank can have before it has to comply with its “leverage ratio” rules, from £50bn to £70bn to adjust for inflation and economic growth.

The Bank of England's Prudential Regulation Authority (PRA) is consulting on raising the retail deposits leverage ratio threshold, a move designed to allow smaller lenders to avoid the leverage rules which cover the country's major banks.

UK banks would be able to have as much as £70 billion in deposits before being subject to a cap on their leverage under a new proposal from the Bank of England.