A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

There are two types of credit inquiries that you may encounter as you enter the credit marketplace. Soft inquiries (also known as soft pulls) occur when a lender pre-qualifies you or requests a ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

Shopping for a mortgage, car loan or student loan? Make sure you know the 45-day rule Written By Written by Contributor, Buy Side Ben Luthi is a contributor to Buy Side and an expert on credit, loans, ...

When you check your credit reports, you might notice it lists one or more hard inquiries. Hard inquiries provide a record of which lenders checked your credit reports, and when. Since hard credit ...