With insurers requesting 14 percent rate increases on average for 2027, small business owners face impossible trade-offs ...

Employer-sponsored self-funded medical plans face serious compliance risks when covering non-employees, including ERISA ...

Rising medical costs, specialty drugs, and the departure of healthier groups from fully insured plans are pushing proposed rates higher, a KFF analysis finds.

What surprises me is how rarely anyone asks a different question: Are we funding our health plan the right way in the first place? I find that many organizations spend significant time negotiating ...

Compare the best disability insurance for self-employed people. Investopedia researched 11 companies and ranked MassMutual No ...

After comparing the best health savings account (HSA) providers’ investment options, fees, and customer experiences, we found ...

An aging prison population is one driver of the poor financial health of Oregon’s state insurance fund (Photo by Oregon Department of Corrections via Oregon Journalism Project) Last month, Oregon ...

I often talk about “bucketing”—structuring a portfolio based on anticipated spending needs—in relation to overall retirement spending. Parking near-term spending needs in cash, intermediate-term ...

FORT WAYNE — The city of Fort Wayne has successfully managed a self-funded health insurance program for years. Now, in financial straits, city leadership is looking at several changes. The city’s ...

MANISTEE COUNTY — During its regular June meeting, the Manistee County Board of Commissioners voted to switch to a self-funded health insurance plan for county employees and their dependents currently ...

Many employers are surprised to discover that sponsoring a company health plan can trigger full HIPAA compliance obligations. Even if you are not a hospital or insurance company, your self-funded ...