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What is MER? MER (Management Expense Ratio) is the annual fee charged by a fund to manage your investment. It’s taken directly from your returns — you don’t see a bill, but you do lose money. Why it matters: Even a small difference in MER (like 2.35% vs 0.09%) can cost you thousands over time. It’s like a slow leak in your investment — the higher it is, the more you lose without realizing it. Pro tip: Always compare MERs before investing. A “safe-looking” fund can have hidden high fees. #finance
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